While it’s no surprise that Jay-Z and Beyoncé are quite financially stable, you might be taken aback (just slightly) to learn that their combined net worth is just north of $1 billion. Both love birds are pulling their weight, though – Jay-Z’s portion of the cash pile is roughly $560 million (making him one of the richest rappers in the world) and Beyoncé’s is in the neighborhood of $450 million.

Their combined net worth places them in the modest category of the top 10 richest celebrity couples. In fact, if you ignore famous women dating not-so-famous billionaire men, Jay-Z and Beyoncé are the #1 richest celebrity couple in the world, even ahead of super couples like Tom Brady/Gisele Bundchen and David/Victoria Beckham.

This power couple adds a significant amount of cash to their net worth every year. To this day, Jay and Bey are easily one of the highest earning couples in the world. 2013 numbers report, that combined, the couple cashed out on approximately $95 million for the year.

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This modest sum comes from a number of cash streams, including record sales, touring, merchandise endorsements and many other ventures… pretty much anything they can sink their teeth in. Music is obviously the biggest source of income for the Carters; when Jay-Z performs he grosses an estimated $1.5 million for every night in concert, and Beyoncé nets even more – about $2 million per night.

Although, Jay-Z makes more than a killing off of his rap career, the tycoon makes money in other ways too, one power move at a time. Whether it be buying a sports team or even starting a sports agency, Jay-Z definitely knows what to do in the world of business.

Now that it’s established that the A-Team couple is in a financial surplus (lightly put), let’s take a look how the Carters actually spend their hard earned cash.

Their Humble Abode

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Before we get into the “little luxuries” Jay and Beyoncé get to enjoy, let’s first take a look at what this billionaire couple calls home. Not so long ago, Beyoncé, Jay-Z and baby Blue Ivy moved into their new Bridgehampton, NY home. Before the Carters purchased this dream lodging, the home was one of the most expensive houses in the Hamptons – rocking a $43.5 million price tag.

The 31,000 square foot house has 12 bedrooms, walnut library, a 2800 square foot master suite, and many other amenities only the filthy rich get to enjoy. Carters’ home comes equipped with a bowling alley, and amenities even the White House has to go without. These include: virtual golf, a rock climbing wall, a media room, disco, children’s performing area, and it even has an indoor skateboarding ramp. While it may be hard to believe that the man with 12 platinum records straps on a helmet to enjoy some quality time skateboarding in his basement, one can definitely appreciate the mental image.

Gifts

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When not buying luxurious property or real estate, Jay-Z and Beyoncé have a habit of spending some big bucks on one another. You might be wondering – what do you get someone that has everything? (I’d bet the couple sometimes struggles with this too)

Well, Beyoncé and Jay have been pretty consistent at pleasing one another with their choices; let’s take a look.

Although not the most expensive, but definitely the most fun present the couple got for themselves was their 2013, $6,000 Babeland run. That’s right, the couple spent over six thousand dollars on X-rated gifts, some even gold plated. Awesome.

Birthdays are always a good time for the Carters, and that’s when the couple really goes all out. For his 41st birthday, Beyoncé got Jay-Z a two million dollar, white Bugatti Veyron. This beautiful beast has a top speed of 255 miles per hour, and can accelerate from 0 to 60 in 2.5 seconds. Jay-Z (and his lack of creativity) got Beyoncé a car too – a vintage Rolls Royce for her 25th birthday. This vintage classic set the music-mogul back about a million dollars.

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Beautiful cars aren’t the only gifts the musicians purchase for one another. Luxury watches, private jets and even islands are all part of the couples’ birthday budget.

When talking about Jay-Z and Beyoncé’s spending habits, it’s hard to imagine something they don’t own. Ranging from the most expensive Tom Ford suits to downtown New York City apartments, to 30-million dollar private jets, the power-couple seems to have it all; they also don’t seem to worry too much about the price tag. If there is something they want, it’s a safe bet that they already own it.

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Their precious Blue Ivy doesn’t live in poverty either, and no gift is too expensive for the baby princess. Just to better frame that statement, keep in mind that the toddler got a diamond encrusted Barbie doll for her first birthday.

The golden couple spent about $80,000 to have 160 diamond gems set in the children’s classic. The fancy doll wasn’t the only present the lucky baby received on her birthday – the mega-rich musicians also spent a small fortune on the lavish birthday party itself.

The New York birthday bash was decorated with about $90,000 worth of white and pink roses, complete with a $2500 cake. To quote a source close to the couple:

Nothings been too big or expensive for their little princess. They wanted her first birthday to set the tone for the rest of her life”

It’s unlikely that Blue Ivy will remember any of this, or even appreciate the diamond encrusted Barbie more than any other toy. That being said, the power couple works very hard for their money, and they reserve the right to spoil their baby girl in anyway they wish. Not that spending $200,000 on a birthday party leaves any significant impact on the Carter family bank account…

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Since seemingly everything that Jay-Z or Beyoncé touch turns to gold, the couple is not likely to run out of money any time soon. The couple owns houses all over the world, and you can find the Carters living worry free in their luxury apartment in NYC, a mansion in Westchester County, or a waterfront villa in Miami.

While most of us are envious of their lifestyle, it’s probably best not to think about it too much. After all, to quote the man himself, “Jealousy is a weak emotion.”